Kristin Doe faces financial problems that can affect anyone:

Her husband recently died, and she needs to help support her aging father.

By having God on her side, she finds it a lot easier to manage and grow her money. Learning how she overcomes obstacles will help you, too. Join Kristin and discover how to

 

$ develop a budget and stick to it;

$ conduct cost-benefit analyses;

$ protect yourself with insurance;

$ build wealth through real estate and investments;

$ actively plan for retirement.

 

In this three–part guide, you’ll find tips on how to manage your money, how to make it grow, and how to change your financial approach based on your age and the obstacles you encounter. Apply the exercises to your own situation and discover activities that are fun and educational.

By combining business smarts with biblical teachings, you can enjoy financial freedom. Look to the Lord and find the tools you need to learn Ten Biblical and Business-Based Principles to Manage and Grow Your Money

 

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Some things can be difficult to stick to especially if the outcome is so far away. To help stay focused, use the strategic planning methods talked about in Chapter Two. Set timetables on when part of the goal should be accomplished. And employ the three “Fs” of faith plus focus equal fruit. • Faith After you have discussed your goals with God and He has given you the assurance that your goals are in line with His will for your life, have faith that He will give you the strength to withstand any obstacles that may come into your path that will prevent you from moving forward. • Focus Achieving your goals will require you to stay focused on them. Use strategic planning talked about in Chapter Two. This means developing strategies to achieve your goals, setting timetables on when to achieve them, and evaluating the results. When you get off track, think about the fruit. • Fruit When obstacles do get into your path, think about the fruit you want to enjoy. You want that degree or specialized skill so it will mean allowing you to work to purchase things you enjoy. You want good health so it could mean taking fewer pills, or less time and money spent on doctors. Who does not like some type of fruit? Yet to get it, the seeds have to be planted, watered, and nurtured. And most of all, it takes time to grow. Investing is like growing fruit. You have to plant the money, time, and effort today to reap the sweet, juicy benefits later.

Vanessa C. Smith has worked in accounting, finance, grants management and business administration for more than twenty years at several large companies in the Chicago area. She has also taught college-level accounting classes and led the establishment of a Sunday school class at her church that focused on money management.